This analysis breaks down the critical differences between these two leading prop firms into three decisive steps, helping you identify which one aligns with your trading strategy, risk tolerance, and career goals.
Step 1: The Challenge Phase Comparison (The Gateway to Funding)
This step evaluates the difficulty and structure of the most common path to a funded account: the two-step evaluation.
| Feature | Alpha Capital Group (Alpha Pro Challenge) | FXIFY (Two-phase Evaluation) | Winner & Analysis |
|---|---|---|---|
| Profit Target | Phase 1: 8% Phase 2: 5% | Phase 1: 10% Phase 2: 5% | Alpha Capital Group. A 10% Phase 1 target (FXIFY) is significantly more difficult and stressful to achieve than ACG’s 8%. |
| Maximum Daily Loss | 5% | 4% | FXIFY. A 4% daily loss limit is more conservative and provides a slightly larger safety buffer than 5%. |
| Maximum Loss | 10% (Balance-Based) | 10% (Trailing) | Alpha Capital Group. This is a major difference. ACG’s balance-based drawdown is static and more trader-friendly. FXIFY’s trailing drawdown can be more challenging as it follows your equity high. |
| Drawdown Type | Balance-Based | Trailing | Alpha Capital Group. Balance-based is widely preferred as it doesn’t move against you after you make a profit. |
| Minimum Trading Days | 3 days per phase | 5 days per phase | Alpha Capital Group. ACG’s 3-day requirement offers more flexibility and allows for a faster progression than FXIFY’s 5-day rule. |
| Maximum Trading Period | Unlimited | Unlimited | Tie. A huge advantage for both, removing all time pressure. |
| News Trading | Allowed during evaluation. | Allowed during evaluation. | Tie. Both permit trading news events in the challenge phase. |
| Leverage | Up to 1:100 | Up to 1:30 (1:50 with Add-on) | Alpha Capital Group. ACG offers higher standard leverage, which is a key advantage for certain strategies. |
Step 1 Summary: Alpha Capital Group has a clear edge in the challenge phase. It offers an easier profit target (8% vs. 10%), a more forgiving balance-based drawdown, fewer minimum trading days (3 vs. 5), and higher standard leverage. This makes the path to funding with ACG objectively less difficult.
Step 2: The Funded Account & Payouts Comparison (The Reward)
Here we see how each firm rewards you once you’ve proven your skills.
| Feature | Alpha Capital Group (Alpha Pro Funded) | FXIFY (Two-phase Funded) | Winner & Analysis |
|---|---|---|---|
| Profit Split | 80% | 80% up to 90% (with Add-on) | FXIFY. While both start at 80%, FXIFY offers a path to a 90% profit split, providing a higher earnings ceiling. |
| First Payout | After 14 days OR on-demand (meeting criteria). | On-demand (No minimum profit). | Tie. Both offer excellent first-payout flexibility, a standout feature. |
| Subsequent Payouts | Bi-weekly OR on-demand. | Monthly (can be Bi-weekly with Add-on). | Alpha Capital Group. ACG’s built-in bi-weekly or on-demand options provide superior flexibility without an extra cost. |
| Scaling Plan | Simple & Direct. Account grows by the firm’s 20% share of profits after a withdrawal. | Milestone-based. 25% growth after being profitable for 2 out of 3 months. | Alpha Capital Group. ACG’s scaling is more straightforward and faster, directly tied to each payout. FXIFY’s 3-month evaluation period is slower. |
| Weekend Holding | Not Allowed | Allowed | FXIFY. A decisive advantage for swing traders. ACG’s prohibition is a significant limitation. |
| News Trading | Not Allowed | Allowed | FXIFY. A major advantage for economic-based strategies. ACG restricts news trading on funded accounts. |
| Trading Instruments | Forex, Commodities, Indices. | Forex, Commodities, Indices, Stocks, Cryptocurrencies. | FXIFY. The inclusion of Stocks and Crypto provides far more opportunities for diversification. |
| Add-on Features | None. | Yes. (90% Split, Bi-weekly Payouts, Higher Leverage, Performance Protection) | FXIFY. The ability to customize your account with add-ons is a unique and valuable feature. |
Step 2 Summary: This is a split decision that depends on your priorities.
- FXIFY wins on features and flexibility: better instrument diversity, weekend holding, news trading, and customizable add-ons for a higher profit split.
- Alpha Capital Group wins on payout and scaling simplicity: better built-in payout frequency and a more direct, faster scaling plan.
Step 3: The Overall Firm & Trader Experience Comparison
This final step looks at the broader ecosystem, costs, and community.
| Feature | Alpha Capital Group | FXIFY | Winner & Analysis |
|---|---|---|---|
| Program Variety | 4 Core Programs: Pro, Swing, One-step, Three-step. | 5 Core Programs: Two-phase, One-phase, Lightning, Three-phase, Instant Funding. | FXIFY. The “Instant Funding” program (skip the challenge) and the unique “Lightning” challenge give traders more entry points. |
| Broker & Platform | In-house Broker (ACG Markets). Platforms: MT5, cTrader, DXtrade. | Partnered Broker (FXPIG). Platforms: MT4, MT5, DXtrade. | Tie. Both offer excellent, modern platform choices. ACG’s in-house broker may offer benefits, while FXIFY’s MT4 support appeals to many. |
| Commission Fees | Zero Commission on all instruments. | $6 / Lot (or All-in pricing with no commission). | Alpha Capital Group. This is ACG’s killer feature. Zero commission drastically reduces trading costs and is a massive advantage for high-volume strategies. |
| Trust & Transparency | 4.6/5 (~11,000 reviews). Founded 2021. | 4.1/5 (~3,200 reviews). Founded 2023. | Alpha Capital Group. A significantly higher rating and a larger, more established user base give ACG a strong edge in proven trust. |
| Educational & Support | Market Previews, Free Trial, Tools. Massive Discord (107k+). | No formal education, but a professional dashboard. Strong Discord (39k+). | Alpha Capital Group. The free trial account is an invaluable, risk-free tool for testing strategies and platforms. |
Final Consolidated Verdict
Who should choose Alpha Capital Group?
- The Cost-Efficient Day Trader: If you trade high volumes and zero commission is your top priority.
- The Trader Seeking an Easier Challenge: If you want the most achievable path to funding with lower profit targets and a safe balance-based drawdown.
- The Simplicity Seeker: If you prefer straightforward, built-in benefits (like bi-weekly payouts) without needing to purchase add-ons.
Who should choose FXIFY?
- The Swing & News Trader: If you need the flexibility to hold trades over the weekend and trade news events on your funded account.
- The Diversifier: If you want to trade Stocks and Cryptocurrencies in addition to traditional instruments.
- The Feature-Oriented Trader: If you like the ability to customize your account with add-ons for a higher profit split (90%) and more frequent payouts.
- The Impatient Trader: If you want the option to skip the challenge altogether with the “Instant Funding” program.
The Bottom Line:
- Choose Alpha Capital Group for its superior cost structure and easier, more predictable evaluation. You are choosing lower trading costs, a simpler path to funding, and the security of a balance-based drawdown. The trade-off is a lack of weekend holding and a lower profit split ceiling.
- Choose FXIFY for its superior feature set and trading flexibility. You are accepting higher costs (commissions) and a more difficult challenge (trailing drawdown, higher profit target) for the freedom to trade more instruments, use more strategies (swing/news), and customize your funded account experience.
For most traders, especially those focused on Forex/Indices and who value low costs and a straightforward challenge, Alpha Capital Group is the recommended choice. For traders who need the flexibility of swing trading, news trading, or diversifying into stocks and crypto, FXIFY’s feature-rich platform is worth the extra cost and challenge difficulty.
Next Steps: Strategic Scenarios & The “What If” Analysis
This section moves beyond the rules to show you how your trading life would actually look with each firm.
Scenario 1: The “Hot Streak” Trader
You have a fantastic first week, making 7% profit in just 3 days.
- With Alpha Capital Group (Alpha Pro Challenge):
- You have already met the 3-day minimum for Phase 1.
- You are only 1% away from your Phase 1 profit target (8%).
- You can push for that final 1% and potentially pass Phase 1 in record time.
- Your feeling: Motivated and close to the goal.
- With FXIFY (Two-phase Evaluation):
- You have not met the 5-day minimum for Phase 1.
- You are still 3% away from your Phase 1 profit target (10%).
- You must now trade for 2 more days just to meet the minimum day requirement, all while protecting your 7% profit.
- Your feeling: Anxious. The rule forces you to trade more, increasing the risk of giving back profits.
Winner in this Scenario: Alpha Capital Group. Its lower minimum day requirement and lower profit target reward a hot streak instead of penalizing it.
Scenario 2: The “Funded Swing Trader”
You are funded and identify a perfect multi-day setup that triggers on a Friday afternoon.
- With Alpha Capital Group:
- You are prohibited from taking the trade. You must close all positions before the weekend.
- You miss the setup and potentially a significant profit.
- Your feeling: Frustrated and restricted. Your strategy is fundamentally incompatible with the firm’s rules.
- With FXIFY:
- You can enter the trade, hold it over the weekend, and manage it according to your plan.
- You have the freedom to execute your strategy fully.
- Your feeling: Empowered and supported. The firm’s rules enable your trading style.
Winner in this Scenario: FXIFY. Its allowance for weekend holding is a non-negotiable advantage for swing traders.
Scenario 3: The “High-Volume Scalper” (Funded)
You execute 50 trades per day, scalping for small profits on low timeframes.
- With Alpha Capital Group:
- Every trade you take has ZERO commission.
- Your profit from a 1-lot trade is entirely yours (before the 80% split). This massively increases your net profitability.
- Your bottom line: Significantly higher due to saved costs.
- With FXIFY:
- Every trade costs you $6 per lot in commissions (on the Raw account).
- On 50 lots per day, that’s $300 in daily costs. This drastically eats into your profits, making small, frequent gains much harder to achieve.
- Your bottom line: Significantly reduced by transaction costs.
Winner in this Scenario: Alpha Capital Group. For high-frequency strategies, zero commission is a game-changing economic advantage.
New Section: The “Hidden Deal-Breakers”
Sometimes the choice comes down to a single, non-negotiable rule.
| Your Priority | The Right Choice | The “Deal-Breaker” Reason |
|---|---|---|
| You are a pure Swing Trader | FXIFY | ACG’s “No Weekend Holding” rule on the Pro Challenge makes it impossible to execute your core strategy. |
| You are a High-Frequency Day Trader | Alpha Capital Group | ACG’s Zero Commission will save you thousands of dollars annually, directly boosting your profitability. |
| You Trade a High-Impact News Strategy | FXIFY | ACG prohibits news trading on funded accounts, removing your primary edge. FXIFY allows it. |
| Your #1 Goal is to Pass the Challenge Quickly | Alpha Capital Group | The combination of lower profit target (8%) and fewer minimum days (3) creates a faster, easier path. |
| You Want to Trade Stocks or Crypto | FXIFY | ACG does not offer these instruments, limiting your diversification and opportunity. |
