1. Company Overview
| Feature | FundingPips | FTMO |
|---|---|---|
| Founded | August 2022 (Dubai, UAE) | 2015 (Czech Republic) |
| CEO | Khaled Ayesh | Otakar Suffner |
| Legal Entity | ANKH PROP – FZCO | FTMO, a Czech-registered company |
| Global Presence | Dubai-based, offers worldwide trading accounts | Operates globally, widely recognized among prop trading firms |
| Regulation | Works with partner brokers, accounts regulated | Works with regulated brokers and platforms |
| Mission | Provide scalable funding solutions with multiple account options | Identify consistent and profitable traders with structured evaluation programs |
2. One-Step Evaluation Structure
| Feature | FundingPips – One-Step | FTMO – One-Step (Evaluation Program) |
|---|---|---|
| Objective | Evaluate traders’ skills for funded accounts | Identify profitable traders for funding |
| Profit Target | 10% | 10% |
| Max Daily Loss | 4% | 5% |
| Max Loss / Drawdown | 6% | 10% |
| Minimum Trading Days | None | 4 calendar days |
| Maximum Trading Period | Unlimited | Unlimited |
| Consistency Rule | Not required | Required: maintain a steady trading style |
| Account Sizes Available | $5k – $400k | $10k – $200k |
| Leverage | Up to 1:100 | Up to 1:100 |
| Trading Platforms | MT4, MT5, cTrader, Match-Trader, TradeLocker | MT4, MT5, cTrader |
| Profit Split | Up to 90% | Up to 90% |
| Payout Frequency | Weekly, bi-weekly, or monthly | Bi-weekly |
| Trading Instruments | Forex, commodities, indices, stocks, crypto | Forex, commodities, indices, stocks, crypto |
| Hedging / News Trading | Not allowed within 2 minutes of news | Not allowed within 2 minutes of news |
| Evaluation Fee | $499 for $100k account | $183 for $100k account (refundable after passing) |
3. Trading Rules & Risk Management
| Rule / Feature | FundingPips | FTMO |
|---|---|---|
| Profit Target | 10% | 10% |
| Max Daily Loss | 4% | 5% |
| Max Total Loss | 6% | 10% |
| Minimum Trading Days | 0 | 4 |
| Max Trading Period | Unlimited | Unlimited |
| Consistency Rule | Not enforced | Enforced during evaluation phase |
| Leverage | Up to 1:100 | Up to 1:100 |
| Allowed Instruments | Forex, commodities, indices, stocks, crypto | Forex, commodities, indices, stocks, crypto |
| News Trading | Restricted ±2 mins around high-impact events | Restricted ±2 mins around high-impact events |
| Scaling Options | Yes – based on performance & profits | Yes – based on consistent performance |
4. Funding & Profit Payouts
| Feature | FundingPips | FTMO |
|---|---|---|
| Profit Split | Up to 90% | Up to 90% |
| First Payout | After passing evaluation & meeting minimum balance | After 14 calendar days from first trade on funded account |
| Payout Frequency | Weekly, bi-weekly, monthly | Bi-weekly |
| Minimum Withdrawal | None explicitly stated | $100 |
| Scaling Opportunities | Yes – larger account sizes after profit milestones | Yes – scaling plan for consistent traders |
| Funded Account Size | $5k – $400k | $10k – $200k |
| Additional Benefits | Multiple payout options, unlimited trading period, no minimum trading days | Refundable evaluation fee, structured consistency rule |
5. Pros and Cons
FundingPips – One-Step Evaluation
Pros:
- No minimum trading days → high flexibility for trading frequency
- High profit split → up to 90%
- Unlimited time to complete evaluation → reduces pressure
- Multiple trading platforms → suits diverse trading styles
- Variety of instruments including crypto and stocks
- Weekly payout option → faster access to funds
Cons:
- Higher evaluation cost ($499 for $100k account)
- No enforced consistency rule → may favor aggressive trading, potentially risky
- Newer firm → smaller community & less established reputation compared to FTMO
FTMO – One-Step Evaluation
Pros:
- Clear, structured evaluation rules → consistency-focused
- Refundable evaluation fee → reduces initial investment risk
- Well-established firm → large trader community and trust
- Access to FTMO Academy → educational resources for improving trading
- Multi-asset trading options
Cons:
- Slightly stricter rules → consistency rule may limit certain trading styles
- Minimum trading days (4) required → less flexible than FundingPips
- Payout frequency limited to bi-weekly → slightly slower than weekly
6. Strategic Insights
- For Traders Who Want Maximum Flexibility: FundingPips shines with no minimum trading days, unlimited evaluation period, and weekly payouts. Ideal for part-time or swing traders who prefer flexible trading hours.
- For Traders Who Prefer Structured Programs: FTMO is perfect for those who want a regulated, transparent evaluation process with a clear consistency rule and a large, established community.
- Scaling Opportunities: Both firms allow scaling accounts, but FTMO provides a well-defined scaling plan with long-term benefits.
- Profit Potential: Both offer up to 90% profit splits, but FundingPips allows multiple payout schedules which can be more attractive for active traders.
- Risk Management Discipline: FTMO enforces consistency and daily loss rules, which encourages disciplined trading, whereas FundingPips is slightly more lenient.
7. Conclusion
| Aspect | Better Option | Notes |
|---|---|---|
| Flexibility in Trading | FundingPips | No minimum trading days, unlimited evaluation time |
| Structured Evaluation | FTMO | Enforces consistency and clear rules |
| Community & Reputation | FTMO | Established and trusted worldwide |
| Profit Split | Tie | Both offer up to 90% |
| Ease of Payouts | FundingPips | Weekly options, more flexibility |
| Risk Management | FTMO | Slightly stricter rules promote discipline |
Verdict:
- If you value flexibility, multiple payout schedules, and faster access to profits, FundingPips is the better choice.
- If you value structure, credibility, and a large support community, FTMO is the safer, more trusted option.
