One-Step Evaluation FTMO FXIFY

FTMO vs. FXIFY – One-Step Evaluations

For traders seeking a direct path to funding, one-step evaluations offer a faster alternative to traditional two-phase challenges. This analysis pits the industry titan, FTMO, against the versatile newcomer, FXIFY, focusing on their one-step programs.

Short verdict: FTMO wins on static drawdown + reputation, while FXIFY wins on on-demand payouts and customization.

1. Program Overview & Core Philosophy

FTMO: The Established Benchmark

FTMO is famously known for its two-step evaluation and does not offer a traditional one-step program. To provide a comparison, we analyze the closest equivalent: the first phase of its two-step challenge. FTMO’s philosophy is built on discipline, consistency, and long-term professionalism.

FXIFY: The Modern & Flexible Challenger

FXIFY offers a dedicated One-phase Evaluation designed for speed and efficiency. Their model emphasizes flexibility, offering modern features like on-demand payouts and customizable add-ons, empowering traders with control and quick access to capital.

2. Trading Objectives & Rule Comparison

This is where the fundamental differences in challenge design become apparent.

Trading Rule FTMO (Phase 1 of Two-step) FXIFY (One-phase Evaluation)
Profit Target 10% 10%
Maximum Daily Loss 5% More room 3%
Maximum Loss 10% (Static, Balance-Based) Trader-friendly 6% (Trailing Drawdown)
Minimum Trading Days 4 Days 5 Days
Time Limit Unlimited Unlimited
Key Takeaways on Rules:
• Drawdown duel: FTMO’s static drawdown stays fixed (more psychological comfort). FXIFY’s trailing drawdown moves with equity peaks (more pressure).
• Daily loss: FXIFY’s 3% is significantly tighter than FTMO’s 5% (harder day-to-day risk control).
• Difficulty verdict: FXIFY is usually harder to pass due to tight daily loss + trailing drawdown.

3. The Funded Account Experience

Funded Feature FTMO (Upon Full Completion) FXIFY (One-phase Evaluation)
Profit Split 80% (Scaling to 90%) 80% (Up to 90% with Add-on)
First Payout 14 Calendar Days On-Demand Faster
Future Payout Frequency Bi-weekly Monthly (Bi-weekly with Add-on)
Minimum Withdrawal None None
Drawdown on Funded Account 5% Daily / 10% Max (Static) 4% Daily / 10% Max (Trailing)
Payout Winner: FXIFY’s on-demand withdrawals are a major advantage for liquidity. FTMO remains more consistent and trader-friendly on drawdown structure (static).

4. Scaling Plan: Growing Your Capital

FTMO Scaling Plan

  • After 4 profitable months with an average 10% return and at least two payouts, you qualify for a 25% balance increase.
  • Profit split increases to 90% after the first scale-up.

FXIFY Scaling Plan

  • If profitable for 2 out of 3 months with a 10% average return, you qualify for a 25% balance increase.
  • Potentially faster than FTMO’s time-based model.
Scaling verdict: Both are strong. FXIFY can scale faster; FTMO ties scaling with a profit split upgrade.

5. Unique Features & Differentiators

FTMO’s Unique Advantages

  • Unmatched reputation (high Trustpilot score + long track record).
  • Superior educational resources and access to trading psychologists.
  • Static drawdown on challenge and funded accounts.
  • Premium Programme for top-performing traders.

FXIFY’s Unique Advantages

  • On-demand payouts (fast access to profits).
  • Add-on system: leverage (1:50), bi-weekly payouts, 90% split, and more.
  • Raw spread accounts (commission-based option).
  • News trading allowed.

Final Verdict: Which One-Step Program is for You?

Choose FTMO if you:

  • Value stability and reputation above all.
  • Prefer a static drawdown and more psychological comfort.
  • Are a patient, long-term career trader.
  • Want world-class educational resources and support.

Choose FXIFY if you:

  • Need on-demand payouts and flexible customization.
  • Are a news trader (news trading is non-negotiable).
  • Are confident managing a trailing drawdown and tighter daily loss.
  • Want faster scaling and add-ons for upgraded terms.
Discount Codes:
FTMO: TraffiliatesFX (5%)
FXIFY: TraffiliatesFX (15%)
Go to FTMO Go to FXIFY

6. Deep Dive: The Psychology of Risk & Drawdown Management

FTMO’s 10% Static Drawdown: The “Safety Net”

A static breach level provides psychological comfort. If you grow a $100,000 account to $110,000, the breach remains at $90,000, giving a $20,000 buffer. This supports patience and strategic holding.

FXIFY’s 6% Trailing Drawdown: The “Lock-In” Pressure

Trailing drawdown follows your peak equity. After new highs, your safety net rises, increasing pressure and encouraging conservative risk after a profitable run. It rewards grinder strategies and consistent gains.

Psychology verdict: FTMO’s static model reduces stress and supports more strategies. FXIFY demands precision and consistent risk control.

7. The Broker & Trading Infrastructure

Aspect FTMO FXIFY
Broker Partners Multiple Tier-1 Liquidity Providers (Undisclosed) FXPIG
Available Platforms MT4, MT5, cTrader, DXtrade MT4, MT5, DXtrade
Key Implication Proven reliability and broad platform choice. Focused partnership with solid broker reputation.
Infrastructure takeaway: FTMO generally has the most robust, market-proven setup. FXIFY is solid, but FTMO’s long track record is hard to beat.

8. The “Hidden” Costs: Understanding Fees & Commissions

FTMO

  • Commission: ~$3 per lot per side on Forex (≈ $6 round turn).
  • Implication: Transparent and predictable for scalpers and high-frequency traders.

FXIFY

  • Commission: “All-in” (no commission) and “Raw” (tight spreads + commission) options.
  • Implication: Choose the cost model that fits your volume and trading style.
Cost takeaway: Scalpers prefer fixed commission / raw spreads for cost certainty. Swing traders often prefer simplicity.

9. The Support & Community Ecosystem

FTMO

  • Very strong reputation and huge community.
  • Unmatched educational resources and psychologists.

FXIFY

  • Large, active community and responsive support.
  • More peer-to-peer learning, less formal education content.
Support verdict: FTMO is best for structured learning and resources. FXIFY is great for community-driven support.

10. Final Strategic Decision Matrix

Your Profile Recommended Firm Primary Reason
The Risk-Averse & Disciplined Trader FTMO Static drawdown provides the strongest safety net.
The News & Economic Event Trader FXIFY News trading allowed.
The Trader Needing Fast Profit Access FXIFY On-demand payouts.
The Newer Trader Seeking Education FTMO Academy + psychologist support.
The High-Frequency Trader / Scalper FTMO Fixed commission + robust liquidity.
The Customizer & Tech Enthusiast FXIFY Add-on system + flexible terms.
The Trader Who Values Proven Track Records FTMO Industry benchmark and long operating history.
Bottom line: FTMO is the “blue-chip” choice for disciplined career traders. FXIFY is the agile choice for traders who want speed, control, and modern features.

More One-Step Prop Firm Comparisons